100 % Financing (102% LTV Financing including Guarantee Fee)
No Downpayment Required /Loan up to appraisal value plus 2% Guarantee Fee
Not Limited to First Time Homebuyers
No Pre-payment Penalty
No Private Mortgage Insurance(PMI)
Purchase Single Family Residences
No Cash Contribution required from borrowers
30 year fixed rates as low as conforming
No Reserve Requirement
Unrestricted Gift Money
620 minimum FICO score for Primary Borrower / No score ok not derogatory
No explanation for derogatories if minimum Primary credit score is over 620
Must be US Citizen or Resident Alien
Properties must be in Eligible RD - Areas
Modular Homes OK
Condos Ok if they meet Fannie, Freddie,FHA standards
No Manufactured Housing
No Bankruptcy or Foreclosures in last 3 years
Refinances of previous RD loans ok
No max purchase price or mortgage limit

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